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As David Snodgrass retires after 31 years, new RGA CEO Steve Suter offers thoughts about how the self-funded insurer will keep up the momentum. read more

For healthcare plans, there are (very broadly speaking) two kinds of members: healthy and not so healthy. Typically, healthy members are folks who proactively address their healthcare needs and stay healthy by accessing preventative care services, exercising, and eating well. Conversely, the not-so-healthy crowd accesses healthcare only when a catastrophic event takes place. This high-risk, not-so-healthy group drives a disproportionate share of the medical costs. According to Verisk Health Analytics, 5 percent of the average workplace population drives 58 percent of medical expenditures.1 read more