By accessing this website, you are agreeing to be bound by these Terms and Conditions of Use (“Terms of Use”), all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. IF YOU DO NOT ACCEPT THESE TERMS OF USE DO NOT ACCESS OR USE OUR WEBSITE OR ANY SERVICES OFFERED THEREIN.

Permission is granted to temporarily download one copy of the materials (information or software) on Regence Group Administrators' website for personal, non-commercial transitory viewing only. Regence Group Administrators hereby grants you a limited, non-exclusive, non-transferable, non- sublicenseable, revocable license to access and use our website as expressly permitted by these Terms of Use.  Regence Group Administrators expressly reserves all rights not expressly granted herein.  Under this license, you may not:

• modify or copy the materials;
• use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
• attempt to decompile or reverse engineer any software contained on Regence Group Administrators' web site;
• remove any copyright or other proprietary notations from the materials;
• transfer the materials to another person or "mirror" the materials on any other server;
• take any action that could disrupt the normal functionality of the web-site or impair the ability of other users.

The materials on Regence Group Administrators' web site are provided "as is". Regence Group Administrators makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Regence Group Administrators does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

IN NO EVENT SHALL REGENCE GROUP ADMINISTRATORS OR ITS SUPPLIERS BE LIABLE FOR DIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DATA OR PROFIT, OR DUE TO BUSINESS INTERRUPTION,) ARISING OUT OF YOUR USE OR INABILITY TO USE REGENCE GROUP ADMINISTRATORS' WEBSITE, EVEN IF REGENCE GROUP ADMINISTRATORS OR A REGENCE GROUP ADMINISTRATORS AUTHORIZED REPRESENTATIVE HAS BEEN NOTIFIED ORALLY OR IN WRITING OF THE POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, OR LIMITATIONS OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THESE LIMITATIONS MAY NOT APPLY TO YOU.

5. Indemnification

You shall indemnify, defend and hold harmless Regence Group Administrators, its officers, directors, shareholders, agents for any and all loss cost, claims and liabilities arising out of or incurred due to: your breach of these Terms of Service; your use or misuse of RGA’s website; your negligence misconduct; your violation of any law or the rights of any third party.

The materials appearing on Regence Group Administrators' website could include technical, typographical, or photographic errors. Regence Group Administrators does not warrant that any of the materials on its web site are accurate, complete, or current. Regence Group Administrators may make changes to the materials contained on its web site at any time without notice. Regence Group Administrators does not, however, make any commitment to update the materials.

Regence Group Administrators has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Regence Group Administrators of the site. Use of any such linked website is at the user's own risk.

Regence Group Administrators may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

9. Minors Use Prohibited

Minors (as defined under the laws of their respective jurisdictions) are not eligible to use or access Regence Group Administrators’ website and are hereby expressly prohibited from doing so.

10. Copyright Ownership

All content found on Regence Group Administrators’ website, such as logos, button icons, images, text and graphics are protected under U.S. copyright laws and are exclusively owned and controlled by Regence Group Administrators.   

At Regence Group Administrators, we respect a member's right to privacy. Taking steps to promote the security of personal and confidential information transmitted over the Internet is a very serious responsibility. We have given information security the highest of priorities for our web-based transactions with members and business partners. Personally identifiable information about our members is not released without member permission unless that release is required and in accordance with federal and state laws.